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Errors & Omissions (E&O)

Every company needs Errors & Omissions (E&O) coverage. At some point in a company’s lifespan, a mistake will happen… a liability will occur… and a customer will sue. Don’t be misled that a GL policy will pick up a negligent act, error, omission. That’s why your clients need Miscellaneous E&O.

Claims Made and Reported.

Is Your Client's Company at Risk?

An individual or an entity providing professional services to others for a fee has an exposure. Professionals are held to a higher standard that can be dictated by their industry. A claim, even if groundless, can generate substantial costs which could jeopardize the financial stability of your client. In the increasing litigious environment, is your client in a position to absorb this cost? The risk can be transferred to a Miscellaneous Errors and Omissions policy.

Be aware, professional services are typically excluded by General Liability policies.

Miscellaneous Errors & Omissions (E&O)

Limits Available Up To $2M/$4M+ S1M DOL (For Qualified Risks)

Coverage Available For 230+ Professionals

Coverage provided by certain underwriters at Lloyd’s

What is Errors & Omissions (E&O) Insurance

Errors and Omissions Insurance is a liability policy available to protect individuals and entities from claims of negligence or failing to perform professional services to others for a fee. These entities have different needs depending on the industry, the professional services provided, their specialty, etc. Errors and Omissions coverage may also be required for your client's services. There are a variety of additional coverage options via endorsements that can customize a policy for your client.

Every company needs Errors & Omissions (E&O) coverage. At some point in a company's lifespan, a mistake will happen... a liability will occur... and a customer will sue. Don't be misled that a GL policy will pick up a negligent act, error, omission. That's why your clients need Miscellaneous E&O.
No matter how ridiculous any claim may seem, your client can find themselves paying hefty legal fees and damages that could be covered with E&O Insurance.
See E&O Resources

Errors & Omissions For Over 230+ Professionals:

Sample of Professions Below:

Farm/Vineyard

  • Agrilabs
  • Food Grade Chemical Applicator
  • Farm Labor Contractor
  • Farm Management Consultant
  • Farm Manager/Operator
  • Food Service / Safety Consultant
  • Irrigation Consultant
  • Landscape Design
  • Tree Surgeon
  • Vineyard Consultant
  • Vineyard Manager/Operator
  • Winemakers & Blenders
  • Winemaking Consultant

Health & Beauty

  • Fitness Instructors
  • Hair Stylist
  • Electrolysists
  • Exercise & Diet Control Consultant
  • Body Tan Services

Employee Related Services

  • Employee Relations Consultants
  • Employment / Executive Search Agency
  • Employment Background Services
  • Manpower Resources Consultant
  • Medical Answering Services
  • Employment Agencies
  • Recruitment Consultants
  • Benefit Admin Consultants
  • Risk Management Consultancy

Insurance Sectors

  • Actuaries (excluding P&C Insurance Companies)
  • Adjusters
  • Insurance Adjusters
  • Insurance Investigators
  • Insurance Consultants
  • Loss Adjusters & Assessors
  • Personal & Property Appraisers
  • Premium Finance Company
  • Risk Management Consultants

Financial Related Services

  • Bookkeeper (No CPA Services)
  • Debt Collection Services
  • Debt Counseling
  • Payroll Process Services
  • Benefit Admin Consultant
  • Billing Services
  • Medical Billing & Collection Services
  • Cost Estimation Services
  • Fund Raising Consultants
  • Credit Reference Services
  • Premium Finance Companies

Misc. Medical Support Service

  • Medical Billing (including Coding)
  • Translator
  • Transcription Services
  • Health Educator
  • Healthcare Reimbursement Counseling
  • Payroll Processing Service
  • Medical Management Consultant
For ALL Professions & Information:
E&O Service Listings

Loss Control Consultants - Specialty Risk Management® , Inc. (SRM®)

SRM’s Loss Control Consultants are available to Insureds throughout the policy period to help mitigate and control exposures and events. We work with you to identify exposures and potential ways to avoid or minimize issues, lessening the impact to your business. We are a resource in the areas of loss control, customer complaints, professional and contractual standards, risk management and others. SRM has consistently provided a combination of services to our client base in a wide range of industries since 1998 through our Loss Control Consulting Service. SRM is staffed with experienced professionals who are licensed in the field of Loss Control and Risk Management at the State and National level.

  • SRM can assist with a variety of topics including loss control procedures, document review, (contracts), and sample templates of written communications for Insureds to use as needed.
  • Unlimited Telephone access to independent and licensed Loss Control Consultants
  • Experience working with a variety of government agencies (FDA, Health Departments, EPA, State & Local Health Departments, FBI, Police, etc…)
© Copyright SRM® , Inc. and its licensors. All Rights Reserved.

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This page is not intended to be a representation of coverage. See policy wording for details. All coverage
features are still subject to individual underwriting and certain coverage features may be restricted.
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