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Trade Name Restoration (TNR) -
Restaurant Business Interruption for
Food Borne Illness Outbreaks

Most restaurants are insured for customer injuries or lawsuits, but they have a unique “Revenue Loss” Exposure due to Food Borne Illness Outbreaks.

Why? Revenue is the lifeblood of the restaurant business … It is unimaginable that customers will simply stop coming. Profits may plummet, customers may stop coming in the door but all the day-to-day expenses continue. How do they pay for those expenses if their revenue has dropped!!!?

So… In the absence of physical damage – standard Commercial Insurance Policies may not help. That is why restaurants need the Business Interruption for Food Borne Illness Outbreaks Coverage (Trade Name Restoration®) today.

Plus… When the confusion of an outbreak happens, restaurants get immediate help from a consistent crisis management team to assist with the Media, Health Department, Disease Information, Customer Interaction, Employees, etc.

If you never hear about our restaurant … Our crisis team has done their job.

General Liability does not address the business interruption or lost income impact of a food borne illness event. Traditionally General Liability and Contingent Business Interruption are two separate policies when it comes to food borne illness.



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