II. Acceptance of Terms
The website is the property of PLIS® . By linking, referencing, using or accessing the PLIS® website, you agree to these Terms and Conditions, including agreeing to indemnify and hold harmless PLIS® from all claims of any nature arising from your access and use of these websites. These Terms and Conditions may be changed at any time at the sole discretion of PLIS® .
III. Consent to do Business Electronically
This system/application is the property of PLIS® . You may use this system/application to gain access to authorized information only. By providing the information requested periodically in a Consent to do Business Electronically form (presented at the time of login), you are:
- Consenting to do business electronically with PLIS® ;
- Certifying that you are the person identified by that information. If you are not that person and/or you are attempting to access someone else's information, you are in violation of federal and/or state law and should exit this application now. Suspected violations may be reported to state and/or federal authorities;
- If you are accessing this system/application on behalf of your employer, you are certifying that you have the appropriate authority to conduct business electronically on behalf of your employer;
- Consenting to, and acknowledging that, activity on this system/application may be viewed, monitored and recorded by PLIS® in order to help prevent and detect potential fraud or other abuse, including unauthorized access to information.
When presented with the Consent to do Business Electronically, if you do not agree with any of these items, you should select the "Do Not Consent" button and exit the system/application. By selecting "Do Not Consent" you will not be able to conduct business electronically with PLIS® which includes not being able to access accounts and information online.
IV. Secure Websites
By using, accessing or attempting to access the PLIS® website that requires the use of Passwords, Personal Identification Numbers (PINs) or other any other method of authentication or any combination of authentication methods (these are defined as "secure websites"), you are certifying you are the person legally associated with the passwords, PINs or method(s) of authentication being used. Unauthorized access or use or attempts to access or use secure PLIS® websites is prohibited and may violate federal and/or state law. PLIS® may report unauthorized access, use or attempts to access or use to law enforcement.
V. Products and Services
Products and services are offered through PLIS® . Not all products and services described are available in all states of the USA, or elsewhere in the world.
VI. Intellectual Property; Link and Logo Licensing
Copyright 2003, Professional Liability Insurances, Inc. Materials and intellectual property found on the PLIS® website are protected by copyright and other intellectual property laws and treaties in the United States and worldwide. Trademarks, service marks and logos used on websites of PLIS® are registered and unregistered trademarks, subject to the laws of the United States and other countries worldwide. Trademarks, service marks and logos used on these websites that have been provided by others are the property of their respective owners. You may not copy, modify, store, transmit, reproduce, or distribute any part of the information or content of or trademarks, service marks or logos used on these websites without the specific written consent of PLIS® or their respective owners.
VIII. No Legal or Investment Advice; Calculators/calculations
Content of the PLIS® website should not be construed to be legal or investment advice. Users are responsible for obtaining their own competent legal and investment advice from qualified providers at their own expense.
IX. Links to Other Sites - Limitation of Liability
PLIS® may provide, or third parties may provide, for your convenience and information only, links to other World Wide Web sites. Because PLIS® does not have control over these sites, you agree PLIS® is not responsible for any liability resulting from the access or use of sites not owned by PLIS® and that PLIS® is not responsible for any content, advertising, product, or any other matter or issue, available through the World Wide Web, whether linked to, or from, websites of PLIS® . Further, you agree that PLIS® shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites PLIS® does not own.
X. Termination and Blocking
You agree that PLIS® reserves the right to terminate and/or block your use or access of its website for any reason without prior notice to you.
PLIS® reserves the right to monitor your access and use of its website without notification to you. PLIS® may record or log your use in a manner as set out in Privacy and Security.
XII. LIMITATION OF LIABILTY
YOU AGREE THAT YOUR ACCESS TO, AND USE OF, THE WEBSITES OF PLIS® AND THE CONTENT THEREOF IS AT YOUR RISK. YOU AGREE, THAT UNDER NO CIRCUMSTANCES SHALL PLIS® BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES OR YOUR REFERENCING, USING, ACCESSING, INABILITY TO USE OR ACCESS OR LINKING TO OR FROM THE WEBSITES OF PLIS® OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF. There are some jurisdictions that do not allow for the exclusion of certain warranties or the limitation or exclusion of liability for consequential or incidental damages. Based on this conclusion, the liability of PLIS® is limited to the greatest extent permitted by law.
XIII. Governing Law; Severability